Location for both main processing codes: Makati City, Philippines.
When to use RCBCPHMMXXX: general RCBC international transfers when no branch-specific code is supplied.
RCBC Iloilo
When to use RCSAPHM1XXX: transfers specifically to RCBC Savings Bank accounts.
When to use RCBCPHMMXXX: general RCBC international transfers when no branch-specific code is supplied.
If the recipient provides a different branch code, use that exact code for best routing accuracy.
Most branches use the head office code unless they have a specific branch SWIFT/BIC. The “XXX” suffix indicates the main office.
RCBC Iloilo
To avoid delays, confirm the beneficiary bank name and SWIFT/BIC code with the recipient before sending your wire transfer.
For RCBC Savings Bank, Inc., the SWIFT/BIC code is RCSAPHM1XXX.